Bandhan Bank Ltd has reported Q3FY23 financial results for the period ending December 31, 2022.
Financial Results (Q3 FY2023) – QoQ Comparison
| Financials | Q3 FY2023 | Q2 FY2023 | % Change |
| Total Income | ₹3,808 crs | ₹3,773 crs |  0.93% |
| Net Profit | ₹291 crs | ₹209 crs | 39.23% |
| EPS | ₹1.80 | ₹1.30 | 38.46% |
| Net NPA | 1,711.3 | 1,678.2 | 1.97 |
| Gross NPA | 6,964.8 | 6,853.9 | 1.62 |
Financial Results (Q3 FY2023) – YoY Comparison
| Financials | Q3 FY2023 | Q3 FY2022 | % Change |
| Total Income | ₹3,808 crs | ₹3,409 crs | 11.70% |
| Net Profit | ₹291 crs | ₹859 crs |  -66.12% |
| EPS | ₹1.80 | ₹5.33 | -66.23% |
Detailed Quarterly Results
Consolidated Figures in Rs. Crores
| Dec 2021 | Sep 2022 | Dec 2022 | |
|---|---|---|---|
| Revenue | 3,409 | 3,773 | 3,808 |
| Interest | 1,284 | 1,580 | 1,727 |
| Expenses | 1,689 | 2,396 | 2,733 |
| Financing Profit | 435 | -203 | -653 |
| Financing Margin % | 13% | -5% | -17% |
| Other Income | 709 | 476 | 1,033 |
| Depreciation | 0 | 0 | 0 |
| Profit before tax | 1,144 | 273 | 381 |
| Tax % | 25% | 23% | 24% |
| Net Profit | 859 | 209 | 291 |
| EPS in Rs | 5.33 | 1.30 | 1.80 |
| Gross NPA % | 10.81% | 7.19% | 7.15% |
| Net NPA % | 3.01% | 1.86% | 1.86% |
- Write-offs at Rs 2,533 cr vs Rs 3,539 cr (QoQ)
- Slippages in the range of Rs 3,200-3,300 cr vs Rs 3,954 cr (QoQ)
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