Kotak Mahindra Bank Ltd has reported Q3FY23 financial results for the period ending December 31, 2022.
Financial Results (Q3 FY2023) – QoQ Comparison
Financials | Q3 FY2023 | Q2 FY2023 | % Change |
Total Income | ₹18481.46 crs | ₹17513.02 crs | 5.53% |
Net Profit | ₹3995.05 crs | ₹3608.18 crs | 10.72% |
EPS | ₹20.11 | ₹18.17 | 10.68% |
Financial Results (Q3 FY2023) – YoY Comparison
Financials | Q3 FY2023 | Q3 FY2022 | % Change |
Total Income | ₹18481.46 crs | ₹14169.14 crs | 30.43% |
Net Profit | ₹3995.05 crs | ₹3402.74 crs | 17.41% |
EPS | ₹20.11 | ₹17.15 | 17.26% |
Asset Quality
Asset Quality | Q3 FY2023 | Q2 FY2023 | Q3 FY2022 |
Gross NPA | ₹6730 crs | ₹6966.34 crs | ₹7993.34 crs |
Gross NPA % | 1.91% | 2.09% | 2.75% |
Net NPA | ₹1667.71 crs | ₹1975.44 crs | ₹2496.75 crs |
Net NPA % | 0.48% | 0.60% | 0.87% |
Detailed Quarterly Results
Consolidated Figures in Rs. Crores
| Dec 2021 | Sep 2022 | Dec 2022 |
---|
Revenue | 8,626 | 9,994 | 11,011 |
Interest | 2,919 | 3,374 | 3,804 |
Expenses | 6,839 | 9,391 | 9,453 |
Financing Profit | -1,132 | -2,772 | -2,246 |
Financing Margin % | -13% | -28% | -20% |
Other Income | 5,543 | 7,519 | 7,470 |
Depreciation | 0 | 0 | 0 |
Profit before tax | 4,411 | 4,747 | 5,224 |
Tax % | 24% | 25% | 24% |
Net Profit | 3,403 | 3,608 | 3,995 |
EPS in Rs | 17.15 | 18.17 | 20.12 |
Gross NPA % | 2.75% | 2.09% | 1.91% |
Net NPA % | 0.87% | 0.60% | 0.48% |
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